M-Tuza, for gifts and employee rewards
A digital multi-store voucher. Send one as a gift, or offer it at work so the full value reaches the person you are thanking.
Enhanced Security
Enjoy digital security, eliminating concerns about loss or theft
Instant Gifting
Delight recipients with immediate, hassle-free delivery.
Versatile Shopping
Access a wide range of shopping options, from fashion to holidays
Diverse Experiences
Beyond shopping, indulge in spa, movies, wines, and exquisite dining.
Offer it as a reward
M-Tuza offers a significant advantage over traditional cash raises by utilizing a digital voucher system that ensures the full value of the reward reaches your employees.
For Employees
- Zero Deduction: No taxes (30% PAYE, 1.5% Housing Levy, 2.75% SHIF, 6% NSSF).
- Full Value: Receive 100% of the reward value.
- Big Savings: Save ~18,000 KES annually (assumes a 5,000 KES/mo salary increment).
For Employers
- Protect Budget: No extra costs vs taxed cash.
- Better Outcomes: Boost morale & retention efficiently.
Did You Know?
16% of supermarket vouchers are never redeemed.
67% of vouchers are never fully redeemed.
How much money are you throwing away?
Any questions?
Check out the FAQ
Where to spend it, how to send one, and how long it lasts.
Spend it at participating merchants in the Apptivate app, across fashion, dining, spa, movies, wines, and holidays.
Download the Apptivate app, choose a value, and send the voucher. The recipient gets it straight away and spends it at participating stores.
Offer it as a digital reward so the full value reaches the employee. Unlike a cash raise, that amount is not reduced by PAYE, the Housing Levy, SHIF, or NSSF.
A voucher is valid for up to six months from the date it is issued.
Give it a try
Send a gift or offer a reward with M-Tuza today.