Loading...

M-Tuza, for gifts and employee rewards

A digital multi-store voucher. Send one as a gift, or offer it at work so the full value reaches the person you are thanking.

M-Tuza in the Apptivate app
M-Tuza in the Apptivate app

Enhanced Security

Enjoy digital security, eliminating concerns about loss or theft

Instant Gifting

Delight recipients with immediate, hassle-free delivery.

M-Tuza in the Apptivate app

Versatile Shopping

Access a wide range of shopping options, from fashion to holidays

Diverse Experiences

Beyond shopping, indulge in spa, movies, wines, and exquisite dining.

Send a gift

A digital voucher they can spend across stores: fashion, dining, spa, movies, wines, and holidays.

They redeem it in the Apptivate app.

24,000
Users per month
300+
Outlets

Offer it as a reward

M-Tuza offers a significant advantage over traditional cash raises by utilizing a digital voucher system that ensures the full value of the reward reaches your employees.

For Employees

  • Zero Deduction: No taxes (30% PAYE, 1.5% Housing Levy, 2.75% SHIF, 6% NSSF).
  • Full Value: Receive 100% of the reward value.
  • Big Savings: Save ~18,000 KES annually (assumes a 5,000 KES/mo salary increment).

For Employers

  • Protect Budget: No extra costs vs taxed cash.
  • Better Outcomes: Boost morale & retention efficiently.
A woman smiling as she holds out a gift box at a table

Did You Know?

16% of supermarket vouchers are never redeemed.
67% of vouchers are never fully redeemed.
How much money are you throwing away?

See common questions

Any questions?
Check out the FAQ

Where to spend it, how to send one, and how long it lasts.

Spend it at participating merchants in the Apptivate app, across fashion, dining, spa, movies, wines, and holidays.

Download the Apptivate app, choose a value, and send the voucher. The recipient gets it straight away and spends it at participating stores.

Offer it as a digital reward so the full value reaches the employee. Unlike a cash raise, that amount is not reduced by PAYE, the Housing Levy, SHIF, or NSSF.

A voucher is valid for up to six months from the date it is issued.

Give it a try

Send a gift or offer a reward with M-Tuza today.

Enter a valid email address where we can reach you.
Your full name.
Enter with or without country code. Examples: 0712345678, +254 712 345 678, or 254712345678
Please provide at least 10 characters. Tell us how we can help you.